Discharge is bankruptcy term of art the describes the final action in a bankruptcy case. Once the case has been properly administered, the individual who filed for bankruptcy is granted a discharge of the unsecured debt that is owed, after any payments that might be available are made.
This means that when bankruptcy is concluded, a debtor can eliminate the remaining unsecured debt owed to credit companies, pay day lenders, utility companies and other creditors whose claim is against you for money and not an actual asset or item, of which the debt is secured against.
This is one of the main and influential reasons people file for bankruptcy is receive a discharge of the unsecured debt that is owed. Often times, tens of thousands of dollars in credit card debt
